416-499-8466
416-746-3766

info@vaultcredit.ca

41 Scarsdale Road, Suite 5, Toronto,

Ontario, M3B 2R2

Mon-Sat 9.00-17:00

Sunday CLOSED

Mon-Sat 9.00-17:00

Sunday CLOSED

416-499-8466
416-746-3766

info@vaultcredit.ca

41 Scarsdale Road, Suite 5, Toronto,

Ontario, M3B 2R2

Invest with Vault

Stable Returns, Every Cycle

Vault has over 20 years of providing our investors with positive and stable returns across multiple credit cycles. Our disciplined underwriting and diversified product suite form the foundation of our performance.  Our established treasury and emphasis on marketable assets generates liquidity, further enhancing investors’ risk-return profile.

Are you an existing investor?

Login to Portal
$ 0 B+
Amount
Funded
$ 0 B+
Assets under
Management
0 K+
Transactions
Completed
$ 0 +
Years of
Experience

Vault’s Investment Principles

Feature Image

Mispriced Risk

We don’t compete on risk. We identify mispriced opportunities and win market share with exceptional services.
Feature Image

Consistent Returns

All of Vault’s funds have provided investors with positive monthly returns since inception resulting in a steady income stream.
Feature Image

Hands-on Expertise

With 300+ employees nationwide, we originate, adjudicate, fund, and service every loan in-house, ensuring quality at every stage.
Feature Image

Capital Preservation

We prioritize capital preservation while targeting risk-adjusted returns. So, we don’t just deploy capital but ensure it comes back.
Feature Image

Diversified Portfolios & Products

Investors get direct access to Vault’s expertise in multiple credit products by investing in multiple funds.
Feature Image

Mispriced Risk

We don’t compete on risk. We identify mispriced opportunities and win market share with exceptional services.
Feature Image

Consistent Returns

All of Vault’s funds have provided investors with positive monthly returns since inception resulting in a steady income stream.
Feature Image

Hands-on Expertise

With 300+ employees nationwide, we originate, adjudicate, fund, and service every loan in-house, ensuring quality at every stage.
Feature Image

Capital Preservation

We prioritize capital preservation while targeting risk-adjusted returns. So, we don’t just deploy capital but ensure it comes back.
Feature Image

Diversified Portfolios & Products

Investors get direct access to Vault’s expertise in multiple credit products by investing in multiple funds.

Investors

Invest alongside Vault’s management in our diversified private credit funds. Designed for accredited investors, our funds provide stable, risk-adjusted returns supported by disciplined underwriting.

Invest with Vault

Vault's Funds

01
VAULT REAL PROPERTY SECURED DEBT FUND (MUTUAL FUND TRUST)
A diversified portfolio that focuses primarily on residential first mortgages located in large urban markets.
02
VAULT HIGH YIELD CREDIT FUND (MUTUAL FUND TRUST)
A stratified portfolio of private credit products with a focus on equipment leases and business loans.
03
VAULT COMMERCIAL MORTGAGE FUND (MUTUAL FUND TRUST)
An extensive portfolio that focuses primarily on income-producing commercial first mortgages located in large urban markets.
04
VAULT CREDIT OPPORTUNITIES FUND (LIMITED PARTNERSHIP)
A diversified portfolio spread across multiple asset classes with a focus on high-yielding mortgage products.

Institutional Investors

Institutional investors and financial professionals discussing investment opportunities

Vault has a decades long track record of partnering with North America’s largest institutions on fully serviced portfolios. Institutional investors can invest through stand-alone SPV’s tailored to specific mandates, or by joining pre-existing syndicates to gain immediate exposure to portfolios at scale.

Institutional investors and financial professionals discussing investment opportunities

Institutional Investors

Vault has a decades long track record of partnering with North America’s largest institutions on fully serviced portfolios. Institutional investors can invest through stand-alone SPV’s tailored to specific mandates, or by joining pre-existing syndicates to gain immediate exposure to portfolios at scale.

Invest with Vault

Disclaimer: Securities are offered by Vault Exempt Market Services Inc. registered as an exempt market dealer in Ontario, British Columbia, Alberta, Manitoba and Quebec.

Frequently Asked Questions

Who can invest with Vault?
Vault partners with accredited individuals and institutional investors alike. Eligible participants include high-net-worth individuals who meet the required income or asset criteria, along with organizations such as pension funds, family offices, and endowments seeking stable private credit opportunities.
How does Vault manage risk?
Vault’s risk management approach centers on secured, asset-backed lending. Every opportunity undergoes thorough due diligence, supported by conservative loan-to-value ratios and broad portfolio diversification across stable, non-correlated sectors within Canada’s real economy.
How can I start the investment process?
Begin by reaching out to our Capital Partnerships team using the contact form on this page. We’ll arrange a confidential consultation to understand your investment goals and guide you through Vault’s onboarding and due diligence process step by step.
How is my capital secured?
Your investment is safeguarded through asset-backed lending structures. Vault holds first-ranking security interests on funded assets, supported by personal or corporate guarantees and prudent loan-to-value ratios — ensuring strong protection for every investor’s capital.
What types of investment opportunities does Vault offer?
Vault provides access to diversified private credit funds spanning multiple lending segments — including equipment leasing, working capital, mortgages, and consumer financing. Designed for both institutional partners and accredited individual investors, these opportunities deliver secured, income-generating returns backed by transparent reporting and a strong performance record.